Erwin Folmer , Researcher & Consultant, TNO-FEL E-Business, The Netherlands Ir. Erwin Folmer studied Technology & Management at the University of Twente in the Netherlands. His specialization is Information Technology. During and after graduation he worked for Baan Development, a software development company, and KPN Research, the Dutch national telecom organization. Nowadays he works for TNO E-Business, the largest independent research lab in the Netherlands. xmleurope