Howard J. Ruff is a long-time financial adviser and writer of "The Ruff Times". Ruff is the author of "Famine and Survival in America" (1974), "How to Prosper During the Coming Bad Years" (1979), "Survive and Win in the Inflationary Eighties" (1981), "Making Money" (1984), and other books. Ruff advised investors to avoid stocks and bonds and instead to put their portfolios into gold, silver, platinum group metals, … Wikipedia
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