John Clinkard , President of C.K. Research Associates John Clinkard was born in Toronto, Ontario, Canada and received his B.A. (Honours Economics) from the University of Waterloo and his M.A. (Economics) from York University. John was Regional Economist for Bell Canada from 1972-1976 and Senior Economist and Director of North American Macro Analysis at CIBC (Canadian Imperial Bank of Commerce) from 1977-2002. buildingteamforecast